A viral video claims that women can get a loan of ₹3 lakhs from the website “Mobile Se Loan.com” under a special government-backed scheme.
The video has spread widely on social media platforms, and many people are questioning whether this claim is true or just another online scam.
In today’s digital world, we see many viral videos making bold claims, but it’s essential to verify their authenticity before taking any action.
What Does the Viral Video Claim?
The video circulating on platforms like Facebook and WhatsApp suggests that women in India can receive a ₹3 lakh loan by visiting the “Mobile Se Loan.com” website.
According to the video, this scheme is designed specifically for women as part of a government initiative.
The video often uses official-looking logos and convincing language to make the scheme appear legitimate. But is this too good to be true?
Is Mobile Se Loan.com a Real Website?
Before diving into the loan offer, it’s crucial to check whether the website in question is real or fake. Here are some basic checks:
- Website URL: Scammers often use URLs that look similar to official ones, but slight differences like extra characters or incorrect spellings are red flags.
- SSL Certificate: A secure website will have “https” at the start of the URL, not “http”. This indicates the website is encrypted and more trustworthy.
- Contact Information: Legitimate websites have clear contact information, such as an address, phone number, and customer service email. If a website hides this information or it seems suspicious, proceed with caution.
- Trust Scores: You can use online tools like “ScamAdviser” to check the trust score of the website. If the site has low credibility or mixed reviews, it’s likely not safe.
Call Details Yojanahelp .in Viral Video Real?
How to Identify Fake Loan Schemes?
Fake loan schemes tend to follow a common pattern. Knowing these signs can help you avoid scams:
- Unsolicited Offers: If you receive a message, email, or video promoting a loan offer that seems too good to be true, it’s usually a scam.
- Upfront Fees: No legitimate loan company asks for processing fees before approving a loan. If a website or video requires you to make a payment before receiving the loan, it’s likely a scam.
- Unrealistic Promises: Many scams promise quick and easy loans with no credit checks or paperwork, which is highly unusual for legitimate financial institutions.
- Lack of Transparency: Scam websites rarely provide clear terms and conditions or disclose interest rates. This lack of transparency should be a major red flag.
Government-Backed Loan Schemes for Women: Real or Fake?
The Indian government does offer several loan schemes designed to empower women entrepreneurs, but these are typically administered through recognized banks or official government platforms, not private websites. Some well-known schemes include:
| Scheme Name | Details |
|---|---|
| Mudra Yojana | Offers loans up to ₹10 lakhs for small businesses, including women entrepreneurs. |
| Stand-Up India Scheme | Provides loans between ₹10 lakhs and ₹1 crore to women and SC/ST entrepreneurs. |
| Mahila Udyam Nidhi | Aimed at providing financial assistance to women entrepreneurs through state financial corporations. |
To verify a scheme, always check official government websites or visit your nearest bank.
The Rise of Viral Videos and Fake News
In the age of social media, it’s easy for fake news and fraudulent schemes to spread like wildfire. Fake news often appeals to emotions, using exciting or urgent language to prompt viewers to take immediate action without thinking. This is exactly what happens with viral videos like the “Mobile Se Loan.com 3 Lakh Rs for Women” claim. Always approach these videos with a healthy dose of skepticism.
What Should You Do If You Come Across a Fake Scheme?
If you suspect that a loan offer or viral video is a scam, here’s what you can do:
- Report the Video: Most social media platforms have reporting tools to flag misleading content.
- Notify Authorities: In India, you can report financial frauds to the Cyber Crime department at cybercrime.gov.in or your local police.
- Warn Others: Share your findings with friends and family, especially if the scam targets vulnerable groups like women entrepreneurs.
Table: Differences Between Real and Fake Loan Schemes
| Criteria | Real Loan Scheme | Fake Loan Scheme |
|---|---|---|
| Source | Offered by banks or government institutions | Often promoted via social media or unknown websites |
| Verification | Requires documentation and credit checks | No credit check, promises instant approval |
| Fees | Processing fees are minimal and disclosed | Demands upfront payment before loan approval |
| Contact Information | Clear, transparent, and easily verifiable | Vague or hidden contact details |
Conclusion
After reviewing the facts, it becomes clear that the “Mobile Se Loan.com 3 Lakh Rs for Women Yojana” viral video is highly likely to be a scam.
The absence of verifiable information, coupled with the typical signs of fraudulent schemes, should make anyone cautious before engaging with such offers.
Always be skeptical of claims that seem too good to be true, and remember to do thorough research before making any financial decisions.
FAQs
How to spot a fake loan scheme? Look for unrealistic promises, upfront fees, and a lack of transparent information about the loan terms.
Is the Mobile Se Loan.com website safe? Based on the information available, it seems suspicious and likely a scam. Always verify through trusted sources.
What government schemes exist for women entrepreneurs? Schemes like Mudra Yojana, Stand-Up India, and Mahila Udyam Nidhi provide legitimate financial assistance.
What steps should I take to report an online scam? You can report online scams to cybercrime.gov.in or your local authorities.
Vicky is a Social Media Analyst and Tech & AI Enthusiasts. He Analyzed Viral Trends on Social Media and Write Blog For Users